Details about 0% Interest Credit Lines

  • We offer $25,000 guaranteed minimum in unsecured credit lines which usually amounts to each individual receiving $25,000-$150,000
  • Credit lines will be both personal and business (we will work with you to convert to personal into business as often as possible over 12 months)
  • Approvals usually completed within the first week of submitting to underwriters
  • Each credit line will have a Visa/MasterCard logo for worldwide usage
  • If cash is needed, 80-90% of credit lines can be converted into cash. Usually takes an additional 3-4 weeks to receive your cash, after approvals are received
  • APR as low as 0% for introductory terms of 6-24 months. Rates increase to normal levels afterwards but are usually very acceptable
  • Fees can be charged on new zero interest credit lines once approved
  • We aggressively pursue all of the 0% and Low Introductory Rates first that can be obtained on your behalf
  • Credit Lines are “Revolving”; pay down then borrow more as often as needed
  • Fees are $3,495 to lender and 1% to BFS (not to exceed $1,500) for credit analysis, application fees and loan processing regardless of approval amount. $495 is collected as a 100% refundable good faith deposit up front with remaining balance collected after credit line is received
  • Lender fees apply to each applicant; BFS only charges ½% per additional applicant within same organization
  • We continue assisting you with our associates throughout the acceptance and fundraising process as needed
  • Zero interest introductory can be extended as far as 3 years to rollover balances interest free